Terms of service
Last updated: April 2026
These terms govern your use of Rate Reprice, operated by Tamburello Home Loans LLC. By creating an account or joining the waitlist, you agree to these terms.
Eligibility
You must be at least 18 years old and a U.S. resident to use Rate Reprice. Account holders must be licensed mortgage loan officers or employed by a licensed mortgage entity. The waitlist is open to anyone 18+.
What the service is — and isn't
Rate Reprice is an informational tool. It surfaces public market data and generates probability scores and draft messages to help you decide when to contact your clients. It is not financial advice, not a prediction of guaranteed outcomes, and not a replacement for the lender rate sheets and reprice notices you receive from your wholesale channels.
The reprice probability score is a synthesized estimate, not a guarantee. Lender reprices depend on many factors outside our data — your lender's internal pricing desk, hedging positions, and business rules — that we do not see.
Drafted borrower texts are templates. You are responsible for reviewing every message you send and for compliance with TCPA, CAN-SPAM, RESPA, state licensing requirements, and your employer's communication policies.
Acceptable use
Don't reverse-engineer or scrape the service. Don't share your account credentials. Don't use Rate Reprice to send spam, harass anyone, or violate any law or regulation.
Fees
Paid plans are billed monthly, cancelable any time. Founding-member pricing is locked in for the original account owner's lifetime of continuous subscription (no gaps longer than 30 days).
Disclaimer of warranties
Rate Reprice is provided "as is" without warranty of any kind. We make no representation that alerts will be delivered on any schedule, that scores will be accurate, or that the service will be uninterrupted. Market data, news, and prediction-market prices come from third-party sources; outages, stale data, and errors happen.
Limitation of liability
To the maximum extent permitted by law, Tamburello Home Loans LLC will not be liable for any indirect, incidental, or consequential damages arising out of your use of Rate Reprice. Our aggregate liability is capped at the fees you paid us in the 12 months before the event giving rise to the claim, or $100, whichever is greater.
This cap does not limit liability for fraud, willful misconduct, or anything that cannot be disclaimed under applicable law.
Termination
You can close your account at any time. We can suspend or terminate accounts that violate these terms. Outstanding fees remain due; unused prepaid time is refunded on a pro-rata basis.
Changes
We may update these terms. Material changes will be emailed to you at least 14 days before they take effect. Continued use after the effective date is acceptance.
Governing law
These terms are governed by the laws of the State of Alabama. Disputes will be resolved in the state or federal courts located in Jefferson County, Alabama.